What is workers' compensation?

Workers' Compensation are benefits paid by an employer for injuries an employee suffered on the job or for illnesses an employee suffers from working at a job. These benefits include medical care, age loss replacement, permanent disability benefits, and in some cases, death and funeral benefits.

FOR EMPLOYEE'S

WHO IS ELIGIBLE FOR WC BENEFITS?

• Most employees who suffer from any injury or illness, which results from work or working conditions, are covered. However, under the law, certain kinds of employees are not covered as described above in WHO IS REQUIRED TO PROVIDE WC COVERAGE?
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IMPORTANT!
The purpose of the insurance company is not to obtain an impartial review, but to obtain a medical opinion which could justify the discontinuance and/or denial of benefits.

Preparation is essential to afford any patient a better chance for success in these one-sided and arbitrary examinations arranged by the insurance companies or the long-term disability plans.
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The Basics

• If you believe you were injured at work or suffer from an illness because of your job, tell your employer as soon as possible.
  By promptly reporting your injury to your employer. To protect yourself, and to create a "papertrail," it is suggested that you do this in writing, and by certified mail, return receipt requested. Seek medical treatment also to document your injury or illness and make sure you tell your doctor that treatment relates to a workers’ compensation injury. Read more...
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